Because they can save you time and money.

Brokers are now the number one choice for consumers who are seeking a home loan or to refinance their existing loan.
A Mortgage Broker does the leg work for you. They can use their expertise and impartiality to help you find a loan that’s right for your circumstances and future plans and can help you avoid the pitfalls of hidden fees and inflexability.They know lending industry and have access to a complete range of lenders and will take care of the lending process for you, from your initial enquiry through to settlement and beyond.

Essentially they provide you with a dedicated one stop lending shop that is available at a time and place convenient to you.

Make sure your broker is a member of the MFAA. The Mortgage & Finance Association of Australia raises the bar in lending practices and standards. You can check out our credential on the MFAA’s essentials of borrowing website. You’ll also find heaps of valuable information that will ensure you keep making the right financial decisions. http://www.essentialsofborrowing.com.au/

WHO BENEFITS

Greenmortgages.com.au Planet partners are organisations that we work with to get the maximum value for your rebated funds. Planet Partners are dedicated and passionate about sustainable living and the environment. To become a Planet Partner they must have a track record of projects that have a significant positive impact.

Environmental organisations receive an initial payment from Green Mortgages on the settlement of the loan, and then an ongoing monthly payment for the life of the loan. This adds up to you making a significant contribution over a sustained period of time.

We also allow members to purchase carbon offsets via Elementree and Neco. These offset programs allow you to offset a majority of you homes carbon emissions, for no additional cost other then your usual mortgage payment.

BECOME A PLANET PARTNER

If you are a registered environmentaly focused organisation and wants to become a planet partner, please contact us at info@greenmortgages.com.au or call 1800 776789 and talk to one of our team.

Whether your are a large environmental organisation or taking action in your local community we want to work with you. Greenmortgages.com.au offers an easy way for you to generate significant passive funding for a sustained period, all from your existing membership base

The recent interest rate rise of 0.25% for many people has placed extra pressure on there ability to make their mortgage repayments. The rise of .25% can equate to an extra $50 to $100 per month. This is generally in addition to what was already placing some people is a difficult situation. If you are currently feeling the squeeze on your finances due to the recent rise or other reasons - help is available.
In fact, now would be a good time to talk to GreenMortgages who have experts on hand to assess the state of your current mortgage and recommend possible solutions. GreenMortgages can custom build a mortgage solution that will better suit your current needs and reduce the weekly repayments to a manageable amount.
Independent mortgage brokers are able to think laterally about the unique circumstances and in most cases will be able to repackage your loan in a way that reduces the immediate financial pressure. They have access to lending products from all of the major lenders in Australia, giving you choice to find the loan that suits you.
At GreenMortgages.com.au we are able to provide a range of options – allowing you to take control of your mortgage immediately. Some of the possibilities include: -
•    40 Year terms to reduce your payments but not affect your capital growth
•    Low fixed interest rate from three to five years to reduce worry about more rises
•    Loans with no annual or account keeping fees
•    Flexible Repayments – particularly for self employed
Our lending associates have a wealth of information and expertise, with comprehensive knowledge of products which to allow them to assess and recommend the right loan for you. Why not make the call and speak to one today?

Greenmortgages.com.au is proud to announce that it has official launched as of today. We hope that we can help raise a significant amount of funds for worthwhile environmental projects and carbon offset programs throughout Australia. Please take the time to look over the site and see how you can easily make a contribution by dealing with us when you need a home loan, refinance an existing loan or are looking to invest.

HOW IT WORKS

When you switch your current residential loan to GreenMortgages, or when you take up a new residential loan through GreenMortgages we will contribute on your behalf, a portion of the rebate paid by lenders to a registered environmental organisation of your choice. We will continue to make a contribution on your behalf every year for the life of your loan.

It won’t cost you any extra on your mortgage repayments either! We offer over 30 lenders for you to choose from so they will all be competing for your business. And whichever loan ends up being right for you, you will be making a difference. Your decision to source your finances through GreenMortgages is a decision to help fight climate change.

At GreenMortgages we want to encourage all Australians to act responsibly and continue to do all you can to reduce your personal impact on the environment through your everyday choices. If you choose, you can direct us to use your rebate to purchase carbon offset credits for your home. The rebate will be more than enough to offset the carbon emmissions of the average household every year for the life of the loan.

Being carbon neutral may be easier than you think.